Pennsylvania, with its rich history spanning centuries, boasts a captivating collection of historic homes waiting for their next chapter. From grand colonial mansions to charming Victorian-era cottages, the Keystone State offers a diverse array of architectural styles and historical significance. This guide explores the allure of owning a piece of Pennsylvania's past, delving into the unique aspects of purchasing a historic house and addressing common concerns.
What Makes a House "Historic" in Pennsylvania?
Determining what constitutes a "historic" house isn't always straightforward. While age plays a role, several factors contribute to a property's historical designation:
- Age: Generally, houses built before 1900 are considered historic, though some younger properties with significant architectural or historical significance may also qualify.
- Architectural Style: Pennsylvania showcases a range of styles, including Colonial, Federal, Georgian, Victorian, and Queen Anne. The distinct features of these styles significantly contribute to a home's historical value.
- Historical Significance: A house might hold historical importance due to its association with notable figures, events, or movements. Properties on or near National Register of Historic Places sites often command higher prices.
- Preservation Status: Homes meticulously maintained and restored to retain their original character are highly valued. Local historical societies often play a role in preserving these structures.
What are the Costs Associated with Buying a Historic Home in PA?
Owning a historic home is a unique experience, but it's crucial to understand the associated costs:
- Higher Purchase Price: Historic homes often command premium prices reflecting their rarity and unique features.
- Maintenance and Repairs: Older homes often require more maintenance and repairs than newer constructions. Expect higher costs for specialized materials and skilled labor to maintain the home's historical integrity. Finding contractors experienced in working with historic materials is critical.
- Insurance: Insurance premiums can be higher due to the potential costs of repairs and restoration.
- Property Taxes: Property taxes may vary based on the assessed value, which can be affected by the property's historical significance.
What are the Benefits of Owning a Historic Home in Pennsylvania?
Despite the potential challenges, owning a historic home in Pennsylvania offers significant rewards:
- Unique Character and Charm: Historic homes offer unparalleled character, with original architectural details and craftsmanship rarely found in modern homes.
- Investment Potential: Well-maintained historic homes can appreciate significantly in value over time.
- Sense of Community: Owning a historic home often connects you with a rich community of history enthusiasts and preservationists.
- Pride of Ownership: There's a distinct pride and satisfaction in preserving a piece of Pennsylvania's architectural heritage.
Where in Pennsylvania Can I Find Historic Houses for Sale?
Historic homes are scattered throughout Pennsylvania, but some areas are particularly rich in examples:
- Philadelphia: Boasts a wealth of Colonial and Federal-style homes.
- Lancaster County: Known for its well-preserved Pennsylvania Dutch architecture.
- Pittsburgh: Features notable Victorian-era architecture.
- Smaller Towns and Boroughs: Many smaller towns and boroughs throughout the state preserve charming historic homes.
What are the Tax Benefits for Owning a Historic Home in PA?
Pennsylvania offers several tax benefits for homeowners who actively preserve their historic properties. These programs vary by municipality and are designed to incentivize the upkeep of historical landmarks. It's crucial to research local and state tax programs and incentives for historic home preservation. Contact your local municipality's assessor's office or a historical preservation society for specific details.
What are Some Things to Consider Before Buying a Historic Home?
Buying a historic home requires careful consideration:
- Structural Integrity: A thorough inspection is essential to assess the structural soundness of the property, including foundation, plumbing, and electrical systems. You may need to hire a specialist experienced in historic homes.
- Lead Paint and Asbestos: Older homes may contain lead paint or asbestos. Testing and remediation are crucial steps.
- Energy Efficiency: Historic homes may not be as energy-efficient as newer homes. Plan for potential upgrades to improve insulation and window efficiency, while balancing the need to preserve historical features.
Owning a historic home in Pennsylvania is a rewarding but demanding undertaking. By carefully researching, understanding potential challenges, and appreciating the unique opportunities, you can embark on a journey of preserving a piece of Pennsylvania's rich history while creating a cherished home for years to come.
